The Central Bank of India, a well-known public sector bank, is looking for energetic and talented candidates to join as Credit Officers in Junior Management Grade Scale I.
If you’re aspiring for a career in banking, this is a great opportunity to secure a stable job with excellent growth potential.
Selected candidates will undergo a one-year Post-Graduate Diploma in Banking & Finance (PGDBF) before officially becoming a part of the bank.
This training will include nine months of classroom learning and three months of on-the-job experience, ensuring candidates are well-prepared for their roles.
Overview of the Recruitment
| Parameter | Details |
|---|---|
| Post Name | Credit Officer (General Banking) |
| Grade/Scale | JMGS-I (Junior Management Grade Scale-I) |
| Total Vacancies | 1000 |
| Category-wise Distribution | SC: 150, ST: 75, OBC: 270, EWS: 100, GEN: 405 |
| Pay Scale | Rs. 48,480 – Rs. 85,920 |
| Application Mode | Online |
| Training Duration | 1 Year (9 months classroom + 3 months On-Job Training) |
Educational Qualification
- Candidates must hold a graduation degree in any discipline with at least 60% marks (55% for SC/ST/OBC/PWBD) from a recognized university.
- A valid mark sheet or degree certificate should be available at the time of application.
- If CGPA/SGPA is mentioned, it must be converted into a percentage as per university norms.
Age Limit
- Minimum Age: 20 years
- Maximum Age: 30 years
- Candidates should be born between 30.11.1994 and 30.11.2004.
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PWD: 10 years
- Widows/Divorced Women: Up to 35 years (General), 38 years (OBC), and 40 years (SC/ST)
Key Skills Required
- Strong analytical and numerical ability
- Good communication and interpersonal skills
- Basic knowledge of banking operations
- Understanding of financial markets and lending procedures
- Ability to handle customer queries effectively
Selection Process
The recruitment process includes:
- Online Examination
- English Language: 30 questions (30 marks)
- Quantitative Aptitude: 30 questions (30 marks)
- Reasoning Ability: 30 questions (30 marks)
- General Awareness (Banking Industry): 30 questions (30 marks)
- Descriptive Test (Essay & Letter Writing): 2 questions (30 marks)
- Personal Interview (50 marks)
- Minimum qualifying marks: 50% (General/EWS), 45% (SC/ST/OBC/PWBD)
Salary & Benefits
- Basic Pay: Rs. 48,480 – Rs. 85,920 (as per JMGS-I scale)
- Stipend during Training:
- 9 Months Classroom Training: Rs. 2,500 per month
- 3 Months On-Job Training: Rs. 10,000 per month
Required Documents
Applicants must submit the following documents:
- Valid Call Letter
- Graduation Mark Sheet & Certificate
- Government-issued ID proof (Aadhaar, PAN, Passport, etc.)
- Caste/Category Certificate (if applicable)
- Disability Certificate (if applicable)
- No Objection Certificate (for Government employees)
- Experience Certificate (if applicable)
Important Dates
| Event | Date |
| Online Registration | 30.01.2025 – 20.02.2025 |
| Online Payment of Fees | 30.01.2025 – 20.02.2025 |
| Call Letter Download | To be notified |
| Online Exam Date | To be notified |
| Interview Date | To be notified |
Application Fees
- SC/ST/PWBD/Women Candidates: Rs. 150/- (excluding GST)
- All Others: Rs. 750/- (excluding GST)
- Payment must be made online.
How to Apply
- Visit the official website: Central Bank of India
- Navigate to the “Recruitment” section and click on “Apply Online for Credit Officer.”
- Register with a valid email ID and phone number.
- Fill in the application form accurately.
- Upload necessary documents (Photograph, Signature, Left Thumb Impression, Handwritten Declaration).
- Pay the application fee online.
- Submit the application and take a printout for future reference.
This is a golden opportunity for aspiring bankers. Don’t miss your chance—apply now!